Introduction
Online mini-loans is an online cash-lending business registered under entity no: 2018/000590/07
Purpose and objectives
The terms and conditions hereto relate to the access and use of the miniloans.co.za website (www.miniloans.co.za), as well as any online miniloans processes, applications or self-service portals.
Third party content
External hyperlinks may appear on our website from time to time. This may imply that there is a formed relationship between us and that linked third party, and that we endorse such third party, its products and/or services or the security of their website. However, by using the link, you do so entirely at your own risk.
Advertising and other promotional material of third parties may appear on our website from time to time, however, your reliance on any information contained in such material is entirely at your own risk.
Processing of personal information Online Miniloans works with your personal information only as directed by you and in accordance with the Protection of Personal Information Act 4 of 2013.
By submitting your personal information in any form whether on our website, software application of self-service portal, you agree that we may use your information for purposes of processing your request or application. This includes but is not limited to verifying your identity number with the Department of Home Affairs or performing a criminal check.
You agree to receive communication via email, SMS, WhatsApp and other Online Miniloans digital portals or applications for purposes of verification, application processing and further communication regarding your application, profile and related products and services.
Alternative dispute resolution Any dispute arising in relation to our agreement with you, shall to the extent permitted by law, be referred to our Legal team and all communications shall be actioned by them.
Limitation of liability
When you use our website, software applications or self-service portals you do so entirely at your own risk.
We do not warrant that the functions provided by the website, software applications or selfservice portals will be uninterrupted or error free, or that the website, software applications or self-service portals or the server that makes it available is free from viruses or other harmful components.
Online Miniloans shall not be held liable, in any manner whatsoever, for any damage or loss sustained by you, or a third party, arising out of your access or use of our website, or reliance on any information contained thereon.
Authority
This agreement is governed by the laws of the Republic of South Africa, irrespective of whether or not you are South African or are accessing our website outside of the Republic of South Africa
General
If any provision of these terms and conditions which is or becomes unenforceable, whether due to voidness, invalidity, illegality, unlawfulness or for any reason whatever, shall, only to the extent that it is so unenforceable, be treated as not having been written and the remaining provisions of these terms and conditions shall remain in full force and effect.
Terms and conditions with regards to mini loans
All terms and conditions relating to a loan application or loan agreement are contained on the I OWE YOU/IOU (IOU Agreement Form) and should be read carefully. Should any of the terms and conditions regarding loans be unclear, please contact us for assistance